Rural Development Housing Programs

Housing Repair Program

The Housing Rehabilitation Program is operated by HouseAboutit Community and Economic Development Agency. A grant is offered by this program assists very low-income participants, helps repair health and address safety hazards in their homes. Low interest loans are also available for repairs and/or modernization.

How to apply:
HouseAboutit, is now accepting applications for the Self-Help Housing Rehabilitation and Repair Program. For more information, contact HouseAboutit Self-Help Housing Program at 501-227-0956, Email: selfhelp@houseaboutit.org.

Gallery

Self Help Housing Reheb and Repair roof
Self Help Housing Reheb and Repair roof
Self Help Housing Reheb and Repair roof
Self Help Housing Reheb and Repair door
Self Help Housing Reheb and Repair door
Self Help Housing Reheb and Repair ceiling
Self Help Housing Reheb and Repair ceiling
Self Help Housing Reheb and Repair Pride
Self Help Housing Reheb and Repair lockett
Frequently Asked Questions About Self- Help Housing Program

What does this program do?

The Housing Rehabilitation Program provides a loan to very-low-income homeowners to repair, improve, or modernize their homes or a grant to elderly, very-low-income homeowners to remove health and safety hazards.

How do I qualify for this program?

To qualify, you must:

  • Be the homeowner and occupy the house
  • Be unable to obtain affordable credit elsewhere
  • Have a family income below 50 percent of the area median income
  • For grants, be age 62 or older and not be able to repay a repair loan

How may funds be used?

  • Loans may be used to repair, improve, or modernize homes, or remove/address health and safety hazards.

How much money can I get?

The maximum loan is $40,000. The maximum grant is $10,000. Loan and grant can be combined for up to $50,000 in assistance.

What are the terms of the loan or grant?

Loan repaid over 20 years. The interest rate is fixed at 1%. All grants must be repaid if the property is sold in less than 3 years. Applicants may be offered a loan and grant combination.

When does loan repayment start?

Once the funds are distributed, repayment will start. 

What are the income limits?

Applicants must earn less than 50% of the area median income for your county of residence. That number is determined by the Federal Government and changes from year to year. (Call, and we will let you know the current income limits for your county)

What are the requirements concerning my current housing situation?

Applicants must own their own home.

Which counties does the Housing Repair Program cover?

We currently cover the three following counties:
  • Chicot County
  • Rural Pulaski County – (Little Rock, being classified as urban, is not included.)
  • Rural Jefferson County – (Pine Bluff, being classified as urban, is not included.)
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